Just So You Know...

As summer draws to an end, it’s time for the great pumpkin invasion. Soon (if not already) pumpkin spice flavored and scented everything will be available for your autumn enjoyment. Why do some of us love this stuff so much? According to science, it’s less about the taste and more about the aroma – pumpkin […]

By Dan Smith Senior Living Retirement Moving to senior housing often involves downsizing from a larger home to a more manageable living space. This transition can be both exciting and challenging for seniors. Planning ahead and following practical moving and downsizing tips can help simplify the process and reduce stress. In this article, we will […]

By Mike Tuffin, AHIP President & CEO Oct 15, 2024 • by AHIP (America’s Health Insurance Plans) Millions of seniors are seeing their current Medicare Advantage coverage disrupted because of two consecutive years of cuts to the Medicare Advantage program. Data released by the Centers for Medicare & Medicaid Services (CMS) on MA plan offerings […]

By Pamela Hugi August 28, 2024 Michelle Bryan (age 68) had never left the United States before she boarded a plane with her husband and thirteen suitcases to begin a new life as a retired expat (expatriate) in Ecuador. We spoke with Michelle about the benefits of retiring aboard and how she harnessed technology to plan […]

Nearly 60% of respondents to one medical school survey said they received no nutritional education at all. By Nathaniel Johnson & Madeline Comeau Sept. 25, 2024 On television shows like “Grey’s Anatomy,” “The Resident” and “Chicago Med,” physicians seem to always have the right answer.  But when it comes to nutrition and dietary advice, that may […]

By Becky Upham Healthy AgingNews June 21, 2024 Key Takeaways What does it take to live to be 100 years old? If you answered good genes mixed with a little luck, you may be in for a surprise: There are actually a few habits that increase your chances of joining the “centenarian club,” according to […]

By Dennis Thompson – HealthDay News – May 6, 2024 Key Takeaways Worries over health-related costs are plaguing the minds of older Americans of all backgrounds, a new poll suggests. Five of the six health-related issues that most people found very concerning had to do with health care costs, according to results from the University of […]

By Dan Smith In the tapestry of family, the relationship between grandparents and grandchildren weaves a narrative of love, wisdom, and cherished moments. As seniors reflect on the timeless connection they share with the younger generation, a mosaic of heartwarming stories emerges, illustrating the profound impact that spans generations. A Symphony of Laughter and Lessons: […]

August 28, 2024 By Ahmed Aboulenein and Amina Niasse More than 1 million people in the U.S. will save over $1,000 a year beginning in 2025, when an annual $2,000 cap on prescription drug out-of-pocket costs kicks in, the leading lobbying group for older Americans said on Wednesday. The cap, introduced as part of President Joe Biden’s Inflation […]

PLANSPONSOR – July 30, 2024 Remy Samuels A 65-year-old couple will need $395,000 in combined savings to afford the cost of certain Medicare plans in retirement, according to the Milliman Retiree Health Cost Index.  The average healthy 65-year-old retiring in 2024 is projected to spend a significant amount on health care over the course of their remaining […]

By Ernie Mundell – HealthDay News Published Jun 11, 2024 Key Takeaways It’s tempting to binge-watch TV, but yet another study finds that when it comes to healthy aging, the less time on your sofa, the better. The study looked at 20 years of data on more than 45,000 people taking part in the Nurses’ Health […]

Explore Tips To Empower Aging Parents For a Healthier, More Independent Lifestyle Feb. 28, 2024 One of the challenges of getting older is finding ways to maintain one’s independence, even as physical and cognitive abilities start to decline. For those of us with aging parents, we often have to balance giving them the support they […]

written by Richard Bitner May 3, 2024 As any memory care provider can tell you, there’s nothing simple about dementia care, treatment, and diagnosis. Certain factors, however, can make dementia care even more complicated than usual. Alcohol is a perfect example. Heavy alcohol consumption increases the risk of dementias such as Alzheimer’s, but it can also lead to brain […]

BY TARA SUTER – 06/05/24 More older Americans are concerned about the future of Medicare, according to a survey published Wednesday. Seventy-four percent of Americans aged 50-64 say they are “extremely worried or worried” about Medicare not being “available when you become eligible to receive it,” according to the West Health-Gallup 2024 Survey on Aging in America. That figure […]

Medically reviewed by Dr. Dana Zeig, General Dentist Practicing good oral hygiene – brushing your teeth, flossing, and regularly  visiting the dentist – is a great way to keep your teeth and gums healthy. However, some bad dental habits can wreak havoc on your oral health. Here are seven of the worst dental habits and how […]

By Rodney A. Brooks – Monday, April 8, 2024 It’s difficult to pick an executor or trustee to implement your wishes after your death. Your favorite child is usually your favorite for a reason, but that doesn’t mean that s/he is best suited to be your executor. And an attorney or trust firm may be a safe […]

By Kathleen Doheny – Wed., April 3, 2024 You may remember the 1977 film Pumping Iron, which brought resistance (AKA strength) training into the mainstream.  It was often the favored workout of the young. Muscular gym bros and (later) young women joined the trend. Resistance Training for Seniors No longer. Researchers have found so many benefits to resistance […]

By Kathleen Doheny  Wed., Nov. 1, 2023 Your doctor for many years is hanging up his or her stethoscope. How do you find a new doctor and manage the transition?  You saw the signs. You should have seen it coming. But then, here it is in black-and-white, the letter making the breakup official. “Dr. X regrets to […]

Yep, dark chocolate is on the list. Erica Sweeney – Parade MAR 14, 2024 About half of American adults have high blood pressure, and most people with the condition don’t have it under control, putting them at risk for a stroke, heart attack, and other health problems. Changing your diet is one way to help you manage your blood […]

Nancy Ochieng, Juliette Cubanski, and Anthony Damico – Kaiser Family FoundationPublished: Mar 14, 2024 Medicare provides health insurance coverage to 66 million adults, including 59 million adults aged 65 and older and more than 7 million adults under age 65 with disabilities. While the vast majority (91%) of Medicare beneficiaries give their Medicare coverage an overall positive rating, health care cost-related […]

Alicia Adamczyk – Apr 4, 2024 At 73, George Cavedon could be spending his days on a golf course in Florida with friends who have long been retired. But the New Hampshire resident would rather mentor younger coworkers and chat up clients than measure putts on a green. Cavedon tried out retirement in his fifties […]

Amanda Lumpkin – Patch Staff – Feb 16, 2024 ATHENS, GA — The University of Georgia will soon be home to the state’s newest medical school, university officials announced this week. The University System of Georgia Board of Regents approved Tuesday the opening of University of Georgia School of Medicine, which will independently operate, according […]

Medical debt in the US amounted to at least $220 billion in 2021, with certain demographics seeing a higher likelihood of struggling to cover care. By Kelsey Waddill – February 15, 2024 One in twelve adult Americans owe medical debt, largely those who are uninsured, low-income, or disabled, according to a report from the Peterson-KFF Health System Tracker. Research […]

By Alisa Bowman | May 10, 2023 Your body changes as you age. So should your weight-loss strategy. Here’s what you need to know to shed belly fat. It’s not just you with extra padding in your middle. According to Tufts Medical Center, aging slows down our basal metabolic rate, which is the biological system where our […]

Juliette Cubanski, Tricia Neuman, and Anthony Damico – Kaiser Family FoundationFeb 08, 2024 Good News – in 2025, Medicare beneficiaries will pay no more than $2,000 out of pocket for prescription drugs covered under Medicare Part D, Medicare’s outpatient drug benefit. This is due to a provision in the Inflation Reduction Act of 2022, which included several changes to the […]

National Eye Institute – November 2023 Did you know that about half of the 3 million people in the USA with glaucoma don’t even know they have it? If you get a glaucoma test and start treatment early, you may protect your eyes from serious vision loss. At first, glaucoma doesn’t usually have any symptoms. That’s why half of people with glaucoma don’t even know […]

November 11, 2023 By Annabel Bourne – Features Correspondent, BBC During the 19th Century, the activity of “retro-walking” was little more than an eccentric hobby, but today research is revealing it can have real benefits for your health and brain. On an apparent wager to win $20,000, a 50-year-old cigar-shop owner called Patrick Harmon embarked on a curious […]

By Marissa Plescia – MedCityNews Dec 28, 2023 A new KFF report analyzed recent trends in Medicaid outpatient prescription drug utilization and spending. It discovered that although there’s been lower utilization of prescription drugs in recent years, Medicaid spending on prescription drugs has increased. Although there’s been lower utilization of prescription medications, Medicaid spending on prescription drugs […]

By HealthDay – Jan. 4, 2024 A hearing aid’s first purpose is fairly obvious, but a new study argues that the devices also provide an important second benefit — a longer life. “We found that adults with hearing loss who regularly used hearing aids had a 24% lower risk of mortality than those who never wore them,” said […]

By Rodney A. Brooks – Monday, Jan. 8, 2024 It’s time for those annual New Year’s resolutions – the goals that almost no one sticks to after January.  But there are some easy-to reach financial resolutions that can help retirees make the most of precious post-retirement dollars. So, let’s get started with five easy-to-achieve financial resolutions for 2024. […]

If you aren’t bothered by symptoms of low blood pressure, treatment is likely unnecessary. After all, a low BP on its own is not usually a problem. In fact, it’s often taken as a sign of good health. But if it’s affecting your well-being, you need to take steps to address it. Low blood pressure […]

You may also have to revise your ideas about dieting if you and your healthcare provider determine that losing weight will help your overall health. That’s because many seniors find that weight loss gets more challenging as they get older. While slower weight loss can be frustrating, it’s also a natural part of the aging process. […]

Traditionally, old age marked the final stage in the human life cycle; you were old when you were approaching the end of your life. The problem with that old age definition is that no one knows for certain when they are going to die. And people are living much longer than they used to: When Social Security […]

The Health Care Cost Institute reports median per person healthcare spending has increased by 24% from 2017, but residents of some cities pay far more. By Jacqueline LaPointe – REVCYCLE INTELLIGENCE – July 07, 2023 Healthcare spending is still on the rise, with median costs per person increasing to over $6,000 in 2021, according to a new analysis from […]

Aug. 23, 2023, 5:52 PM EDT By Erika Edwards, NBC News There are no reports yet of injuries from the drops, but the agency warned against using the products because of fungal and bacterial contamination. The Food and Drug Administration is urging people to stop using certain brands of eyedrops found to have fungal and bacterial […]

Medicare Annual Enrollment Period (AEP) also known as the Medicare Annual Election Period and the Medicare Open Enrollment Period, is a specific fall enrollment period from Oct. 15 through Dec. 7. During this time, Medicare beneficiaries can make changes to their current Medicare plan coverage. All plan and benefit changes become effective on Jan. 1 of […]

As an older American, you can do all kinds of things to get more in tune with your spiritual core. And by doing activities that promote a deeper sense of connection, wholeness, meaning, and purpose, you can awaken new perceptions that renew your outlook and give you inner strength for the rest of your human […]

WASHINGTON — On Tues., Aug. 29 Medicare announced it will negotiate prices for 10 drugs, including major blood thinners and diabetes medications, in the first round of its negotiation program created in the Inflation Reduction Act’s drug pricing reform law. The drugs include Bristol Myers Squibb’s blood thinner Eliquis, Boehringer Ingelheim and Eli Lilly’s diabetes […]

Did you know that the consequences of dehydration in elderly adults are often serious, more so than in younger people? Seniors also have more risk factors for becoming dehydrated. But here’s the good news: Dehydration can be easily prevented. Awareness is the first step in avoiding the health problems that can be caused by a […]

As people age, it’s common for their metabolism and digestive systems to slow down. They also tend to become a little less active. Those are some of the main reasons why it’s so important to get exercise and eat foods that are healthy. Nutrition for seniors is such a vital topic because knowing what and […]

Rising inflation and high prescription drug costs are thought to be responsible. May 18, 2023 By Berkeley Lovelace Jr. – NBC News A growing number of older adults say they can’t afford their prescription medications, a study published in JAMA Network Open found. About 1 in 5 adults ages 65 and up either skipped, delayed, took less medication than was […]

HealthLeaders | by Carol Davis |   MAY 11, 2023 Most nurses blame staffing shortages for poor mental health. Only one-third of nurses surveyed plan to remain in the profession for the foreseeable future and about one-fourth plan to leave in one or two years from now, a new report warns. Insufficient staff to meet demand – the worst […]

Published: May 25, 2023 By Tony Gutierrez – Associated Press The unofficial start of the U.S. summer travel season is here, with airlines hoping to avoid the chaos of last year and travelers scrounging for ways to save a few bucks on pricey airfares and hotel rooms. Some travelers say they will settle for fewer trips than they […]

By Insurance Forums Staff July 13, 2022 Seniors enrolling in Medicare face a process fraught with challenges, display significant gaps in knowledge of plan components, are overwhelmed by Medicare advertisements, and often fail to re-evaluate their plan options when selecting plans. As a result, many are enrolling in plans that fail to best reflect and support […]

By Leo De Grotte, Life Settlement Advisors You may have any number of reasons for wondering “Should I cancel my life insurance?” Maybe: Any of those are a good reason to cancel a life insurance policy. But that then begs the question: What will it cost? Will you be losing money by forgoing a life […]

By Amanda Seitz – Jan 30, 2023 WASHINGTON (AP) — The Biden administration estimated Monday that it could collect as much as $4.7 billion from insurance companies with newer and tougher penalties for submitting improper charges on the taxpayers’ tab for Medicare Advantage care. Federal watchdogs have been sounding the alarm for years about questionable charges on […]

Many people prescribed antibiotics in the U.S. don’t need them, and a study suggests this is particularly true for Black and Hispanic individuals. By Lisa Rapapor – April 28, 2022 Two-thirds of antibiotics prescribed to Black people are unnecessary, as are more than half of such prescriptions for Hispanic individuals, according to preliminary results from a […]

Yes, broken heart syndrome (also known as takotsubo cardiomyopathy or stress induced cardiomyopathy) is a real heart condition. Broken heart syndrome is a temporary and reversible heart condition whose symptoms mimic those of a heart attack. Unlike heart attacks, broken heart syndrome occurs when sudden emotional or physical stress causes a weakening of the heart […]

By – Andrea Atkins February 15, 2023 Jokes about “senior moments” may seem harmless, but such negative stereotypes and ageist attitudes are stressful to the people they’re aimed at. Combating ageism, however, may help you stay healthier longer. You might find yourself chuckling uncomfortably when your grown daughter says your penchant for losing your glasses […]

By Nihal KrishanJAN 18, 2023 | FEDSCOOP The Department of Health and Human Services has launched a pilot program to tackle Medicare fraud using tree-based artificial intelligence models and deep learning approaches, HHS Chief Information Officer Karl Mathias said Wednesday. The program has so far helped streamline fraud identification within the more than one million transactions processed each day by the Centers for […]

For people struggling with depression, the findings show you don’t have to run marathons or otherwise train strenuously to benefit. By Gretchen Reynolds March 15, 2023 Exercise as a treatment for severe depression is at least as effective as standard drugs or psychotherapy and by some measures better, according to the largest study to date of exercise as […]

By Megan Cerullo – MoneyWatch – Jan 30, 2023 CVS and Walmart are reducing their pharmacy operating hours across the U.S. to improve employees’ work-life balance as the chains continue to struggle with staffing shortages in the wake of the COVID-19 pandemic. CVS said it will be “adjusting hours in select stores” come spring, as part […]

The cost of investment schemes, impostor scams and other fraud is skyrocketing By Christina Ianzito, AARP February 28, 2023 Consumers reported losing almost $8.8 billion to scams and fraud in 2022, up 30 percent over 2021’s losses, according to newly released numbers from the Federal Trade Commission (FTC). The rising cost of these crimes is staggering, considering that in […]

The question of when to exit the working force has only become more complex over time. In addition to the COVID-19 pandemic draining the pockets of hopeful retirees, the resulting economic downturn and inflation have also made retirement seem unattainable to many Americans. For financial advisors with senior clients, it’s easy (and understandable) to share this concern; helping clients retire in […]

By Rebecca Kinney, Acting Director, Office of Healthcare Information and Counseling, Administration for Community Living Over the past few years, DNA tests have become popular across the country. Unfortunately, unscrupulous people are taking advantage of the buzz around these tests to scam Medicare beneficiaries. Scammers will often target Medicare beneficiaries through telemarketing calls, booths at public events, […]

By Dennis Thompson – HealthDay News – Jan. 18, 2023 Television ads for drugs are filled with glowing images of people living their best lives, all thanks to that new med they’ve been prescribed.  But drugs being touted on TV often have little to no benefit compared to other treatments, a new study published online Jan. 13 in JAMA […]

Brush up on your knowledge of cardiac arrest and you may be able to help save someone’s life. By Quinn Phillips – HEART HEALTH – Medically Reviewed by Michael Cutler, DO, PhD November 7, 2022 Hands-only CPR is a lifesaving technique that doesn’t require mouth-to-mouth resuscitation. Cardiac arrest means an absence of cardiac activity — in essence, a […]

Part of a successful and happy retirement is making the most of your fixed income. In addition to Social Security, which retirees start to draw on between ages 62-67, you may also expect to receive income from retirement savings and investment accounts. Many individuals want to avoid drawing on these resources as long as possible, […]

Better to ask for broccoli or spinach on the side, gentlemen. New research shows men can reduce the risk of bowel cancer by eating a diet rich in vegetables, whole grains, nuts and legumes.The study, published in the journal BMC Medicine, involved 79,952 U.S. men and found those eating the highest level of healthy plant-based […]

by Cara Murez – HealthDay News Dec. 30, 2022 It’s that time of year again, when people gather up their best intentions for living a healthier life and make New Year’s resolutions. Luckily, the American Medical Association (AMA) has some suggestions on which pledges pack the most punch. Start by being more physically active. Adults […]

By Heather Landi – Nov. 1, 2022 – FIERCE Healthcare Among physician specialties, the biggest declines were seen within internal medicine, family practice and emergency medicine fields. Nearly 334,000 physicians, nurse practitioners, physician assistants and other clinicians left the workforce in 2021 due to retirement, burnout and pandemic-related stressors, according to new data. Physicians experienced the largest […]

By Jacqueline LaPointe September 21, 2022 – A new paper from the patient advocacy group Families USA is taking aim at hospitals and health systems. The report claims that high hospital prices are “bleeding Americans dry” as these organizations become more corporatized and put profits over patients. “This paper exposes how the corporate hospital business model has fundamentally transformed into […]

Approximately 80% of seniors have at least one chronic disease, and 77% have at least two, according to the National Council on Aging. Managing these long-term and chronic conditions can be frustrating and time-consuming, but the improved quality of life is well worth the change to diet and exercise. While the best place to begin moving […]

By Kathleen Doheny – HEALTHY AGING April 21, 2022 Better known to some as ”weed day,” is an annual celebration of recreational marijuana. However, for millions of people, including older adults, marijuana is lauded for its medical benefits. Here’s, an update. Where is Marijuana Legal? Medical marijuana is legal in 37 states and the District of Columbia; with […]

By Mike Stobbe – The Associated Press April 12, 2022 NEW YORK (AP) — 2021 was the deadliest year in U.S. history, and new data and research are offering more insights into how it got that bad. The main reason for the increase in deaths? COVID-19, said Robert Anderson, who oversees the Centers for Disease […]

Jan. 25, 2022 – VANTAGE Aging Volunteers strengthen communities, but did you know that volunteer opportunities for seniors also have many benefits to a person who serves? This is especially true for older adults who spend their time giving back. Volunteerism can improve your health, relationships, and skillsets. Take a look at the benefits of volunteering […]

Pandemic’s “rough stretch” made it tough to keep private practice doors open, advocate says by Jennifer Henderson, Enterprise & Investigative Writer – MedPage Today April 21, 2022 Nearly three-fourths of U.S. physicians opted for employment with hospitals, health systems, or other corporate entities, such as private equity firms and health insurers in the pandemic era, according to […]

The annual cost of the lost wages alone is about $170 billion a year, according to the report from the Brookings Institution. By Cecelia Smith-Schoenwalder – US News and World Report Aug. 25, 2022 Long COVID-19 is keeping between 2 million and 4 million Americans out of work, resulting in about $170 billion in lost wages annually, according […]

By: Kevin Lilley JUNE 01, 2022 Medicare beneficiaries who saw a double-digit-percentage increase in their Part B premiums for 2022 are in line for relief next year, according to a recent statement from the head of the Department of Health and Human Services (HHS). High expected costs connected to Aduhelm, a new Alzhemer’s drug, played a […]

By Dinah Wisenberg Brin – ThinkAdvisor August 10, 2022 The consumer price index data for July, released Wednesday, shows 8.5% inflation over the past 12 months before a seasonal adjustment and was unchanged from June to July on a seasonally adjusted basis. In June, prices rose by 9.1% over 12 months and 1.3% from May. Based on this data, the […]

By Alyssa Place, Editor Employee Benefit News August 02, 2022 Parents are attempting to push their adult children out of the nest – but they’re not budging, and it’s coming at a cost.  At the peak of the pandemic, 52% of young adults between 18-24 years old moved back in with their parents, according to data […]

Norwegian cheese Jarlsberg has been found to have unique properties to prevent bone thinning. By Josephine Joly  •  Health Magazine Updated: 04/08/2022 Eating small amounts of a particular Norwegian cheese may actually help stop bones getting weaker without boosting cholesterol, a new study has found. Researchers from Norway have found that eating a daily portion (around 57 g) of […]

 By Christopher Cheney  | healthleaders |  March 28, 2022 Impact of coronavirus pandemic accelerated national health spending growth to 9.7% in 2020. National health expenditures are expected to be influenced significantly by the coronavirus pandemic from 2021 to 2024, then typical factors that drive changes in health spending such as demographics are expected to influence spending trends from 2025 to 2030, […]

Did you know you can sell all or a portion of a life insurance policy, even term insurance? For some people, selling a life insurance policy that no longer fits their needs is a good financial option. If you choose to sell a life insurance policy, you will be selling it to a life settlement […]

Despite our best efforts, we may not be able to prevent getting the SARS-CoV2 coronavirus that leads to COVID-19. The good news is, many people are asymptomatic and even if you do get sick, for most healthy people, it may feel like the worst flu ever but recovery is quick and there usually aren’t lingering […]

March 18, 2022 / MONEYWATCH By Aimee Picchi Medical bills have become a source of major financial trouble for millions of Americans, amounting to the largest source of personal debt in the U.S. Now, the top three credit reporting agencies plan to drop most medical debt from consumers’ credit reports starting this summer.  Equifax, Experian and TransUnion […]

3/16/2022 | Kiplinger’s Retirement Report By David Rodeck David Rodeck, contributing writer at Kiplinger’s Retirement Report, suggests that retirees need to build a retirement inflation hedge and makes several suggestions for protecting your retirement, including dividend stocks. Soaring inflation, once a fixture of the 1970s and ’80s, returned with a vengeance in 2021, when prices skyrocketed 7% for […]

The normal aging process is comprised of a multitude of subtle physical changes. You may notice that your hair is turning grey, you don’t see as well as you used to, your skin is getting more wrinkled, and you often forget details like where you left your car keys. These types of changes are normal […]

Do you know anyone who has been affected by elder fraud? Seniors are certainly not the only people who fall prey to scams and schemes, but they are attractive targets for fraudsters – for a number of reasons: They often own their homes, have a nest egg of savings, and are more trusting of strangers […]

Why Weight Charts Can Be Misleading for Seniors If you’re a senior carrying extra pounds, you might assume that the best thing for your health is losing that excess weight. After all, being overweight or obese can increase your risk for many health problems, including: Type 2 diabetes Cardiovascular disease Some kinds of cancer Hypertension Osteoarthritis […]

While 92% of the human genome was sequenced in 2003, scientists have struggled to map the remaining 8%. Until now. By David Lumb – CNet – April 1, 2022 When the Human Genome Project was declared completed in 2003, it had mapped 92% of genes, with the rest remaining a mystery for nearly two decades due […]

Starting this year, HomeShare ATL is a matching service for home providers in Cobb, DeKalb, Fulton and Gwinnett counties. All applicants will be interviewed and screened so that we can provide suggestions for matches that will be based on the home provider’s expectations and compatibility rather than a waiting list position. We anticipate receiving more […]

February is American Heart Month – American Heart Association There’s a lot that goes into living a heart-healthy life. Yes, you need regular exercise and a diet filled with fruit, vegetables and whole grains. But taking steps to strengthen your heart emotionally is also important to health. Everyday emotional stressors can cause physical problems like stomachaches […]

By Sandee LaMotte and Jen Christensen, CNN January 20, 2022 In a bold move, the World Heart Federation released a policy brief saying that no amount of alcohol is good for the heart. “At the World Heart Federation, we decided that it was imperative that we speak up about alcohol and the damages to health, […]

Jan. 11, 2022 – The Coalition for Medicare Choices News Five members of the Coalition for Medicare Choices (CMC) recently participated in a virtual meeting with Senator Raphael Warnock (D-GA) to discuss the important role Medicare Advantage plays in providing seniors and individuals with disabilities with high-quality, affordable health care. After introductions, Senator Warnock said, “I’m here […]

Erica Carbajal – Becker’s Healthcare – Jan. 31, 2022 A month into 2022, drug makers have raised the list prices for medications in the U.S. by an average of 6.6%, compared to the 7.0% overall consumer inflation rate, The Wall Street Journal reported. While companies kept most increases in the single digits for another year as Congress explores measures to […]

By Becky Upham – Life Extension Magazine In 1900, life expectancy in the United States was 47.3 years; in 2017, it was 78.6. Here’s why the numbers have gone up, plus advice from medical experts on how to add more healthy years to your own life. In 2017, nearly 25 out of 100 people in the […]

Contributions to health savings accounts can trip up enrollment after the age of 65. INVESTMENT NEWS November 9, 2021 By Mary Beth Franklin A friend contacted me the other day with questions about enrolling in Medicare now that their youngest child has aged out of their employer-based group health insurance plan. She figured she and […]

By Harry Wilmerding, Contributing Editor – THE DAILY CALLER The American Association of Retired Persons (AARP) raked in massive profits in 2020, mostly from royalties on branded health insurance policies, not memberships, according to company financial documents. AARP’s 2020 Form 990 shows that the organization reported $1.6 billion in revenue, with roughly $1 billion, or over […]

By RICARDO ALONSO-ZALDIVAR  Nov. 12, 2021 WASHINGTON (AP) — Medicare’s “Part B” outpatient premium will jump by $21.60 a month in 2022, one of the largest increases ever. Officials said Friday a new Alzheimer’s drug is responsible for about half of that. The increase guarantees that health care will gobble up a big chunk of the […]

Nov. 2, 2021 By Amy Norton HealthDay Reporter Nearly one-third of older U.S. adults visit at least five different doctors each year — reflecting the growing role of specialists in Americans’ health care, a new study finds. Over the past 20 years, Americans on Medicare have been increasingly seeing specialists, researchers found, with almost no […]

A high-carb diet, and the attendant high blood sugar, are associated with cognitive decline. By Olga Khazan – The Atlantic In recent years, Alzheimer’s disease has occasionally been referred to as “type 3” diabetes, though that moniker doesn’t make much sense. After all, though they share a problem with insulin, type 1 diabetes is an autoimmune disease, and type 2 […]

They sound similar, but each serves different populations—though there can be some overlap. Oct. 12, 2021 – By David Levine Although they were born on the same day, Medicare and Medicaid are not identical twins. And even though they have been around for 55 years, many people still confuse these two government-backed health care programs. On July […]

Heart Conditions – CardioVascular Group – Sept.4, 2021 High blood pressure is a serious condition which can lead to heart disease and a stroke. Did you know there are several ways to improve your blood pressure without medication? We consider medication a last resort.  The first option? Rethink your lifestyle. We don’t recommend you attempt to make these […]

by Robert King | FIERCE Healthcare Oct 7, 2021 New data show that beneficiaries on Medicare Advantage (MA) have a 19% lower rate of hospitalizations for COVID-19 during the first nine months of the pandemic compared to traditional Medicare participants. The data – released Oct. 7 by MA advocacy group Better Medicare Alliance – also show that fewer […]

If you suffer from seasonal allergies, you’re not alone. As many as 60 million Americans have allergy symptoms related to pollen, ragweed and other common allergy trigger. If you find yourself sneezing a lot or blowing your nose during certain times of the year, seasonal allergies may be the culprit. Seasonal allergies develop when your […]

By Bob Carlson Senior Contributor, Forbes Magazine  Aug 30, 2021 The Covid-19 pandemic likely had a significant impact on long-term care insurance (LTCI), though most of the effects won’t be known for a while yet. The pandemic appeared to increase interest in and purchases of LTCI. It’s too early for the data to be available, […]

Did you know you can sell all or a portion of a life insurance policy, even term insurance? Looking into selling a life insurance policy? Life settlements are an excellent choice for individuals who have a policy that they no longer want or need. But how much is a life settlement worth? How do companies calculate the […]

By Rodney A. Brooks – Healthy Aging July 12, 2021 More than 50 years ago, on July 30, 1965, President Lyndon Johnson signed Medicare into law, saying at the time, “I’ll spend the goddamn money,” he said. “I may cut back on tanks – but not on health.” The story behind Medicare’s birth in Independence, Missouri, detailed here, […]

By Dr. Barry M. Zisholtz, M.D., F. A. C. S Kidney stones have been documented for thousands of years. They have been discovered in ancient Egyptian mummies, clearly well before we had the type of instrumentation and technology that we have in the 21st century. It is almost impossible to comprehend how ancient man dealt with something […]

But unemployment resulting from Covid could temporarily reverse that positive trend. InvestmentNews – May 27, 2021 – By Mary Beth Franklin The percentage of Social Security recipients who file for benefits at the earliest age of 62 has been declining steadily for decades. That’s a positive trend for American retirement security since benefits increase for each […]

By Laura Williamson, American Heart Association News It can literally be as easy as a walk in the park. Just 30 minutes of movement – anything that gets your heart beating faster – five times a week is all it takes to meet federal guidelines for physical activity. In fact, the goal is 150 minutes a week, […]

For every hour of brisk walking, life expectancy for some people may increase by two hours. by American Heart Association editorial staff – 2017 You can get active in lots of ways, but walking is one of the easiest! For most people, it’s safe, easy to stick with, and low- or no-cost. It doesn’t require […]

The American Heart Association Blog Tasty food, refreshing drinks, and good company are all elements of a great barbecue. As you’re spending time with friends and family this summer, keep these few heart-healthy summer BBQ tips in mind for those sunny days by the grill. 1. Add color. Add lots of color to your meal in […]

By Annemarie Dooling – Health & Wellness March 16, 2021 It’s gotten harder to create mental breaks as work and home have blurred. Here are ways to get your brain a rest. One secret to achieving more: Finding time to do nothing. Even brief timeouts help the brain reinforce long-term learning and productivity. In our efforts to squeeze […]

Financial security is just one part of the equation when planning for a happy and productive retirement. By: Norman Abeles, PhD, professor of psychology at Michigan State University Everywhere one turns today there is information about the importance of saving enough money for a comfortable and secure retirement. Sufficient financial resources in retirement are important, but […]

By Mike Stobbe – Associated Press E – In this Monday, April 6, 2020 file photo, cots and cribs are arranged at  NEW YORK (AP) — The U.S. birth rate fell 4% last year, the largest single-year decrease in nearly 50 years, according to a government report being released Wed., May 5. The rate dropped […]

By Sandee LaMotte, CNN April 20, 2021 If you’re trying to get by on about six hours or less of sleep a night during the workweek, you’re setting up your brain for future failure, according to a new study published in the journal Nature Communications. Sleeping less than six hours a night in middle age can […]

If you have ever tapped on your back pocket or fished through your purse and come up empty, you know how it feels to find yourself without your wallet. Losing your wallet is frustrating. Having it stolen is downright stressful and violating. If you lose your wallet, you don’t have to lose your cool. By […]

By Leo LaGrotte – Life Settlement Advisors Did you know you can sell all or a portion of a life insurance policy, even term insurance? The opportunities to surrender or sell a life insurance policy represent a chance for many individuals to convert an expense into a liquid asset. But what does that mean for taxes? Here’s what […]

February 11, 2021 By Emile Halle The new world of working from the comfort of home has made employment a touch more tolerable, leading many to stay in their current jobs indefinitely, or accept new offers for part-time or temporary work. And perhaps the biggest motivator to stay employed is that there isn’t much else to […]

By Kelsey Waddill for Health Payer Intelligence Although seniors still have concerns around affordability related to their Medigap policies, they appreciate lower out-of-pocket costs on hospital and physician services. February 26, 2021 – Seniors who choose Medigap policies have high rates of satisfaction with their choice, particularly due to reduced out-of-pocket healthcare spending, according to a survey that America’s Health […]

Jim Greene – Men’s Health October 21, 2019 A recent study in the journal Neurology is shining the spotlight on your vegetable garden. Researchers were studying lycopene and stumbled upon some remarkable results. Lycopene is found in many different fruits and vegetables and is responsible for the red coloring of your tomatoes. The study was conducted on over […]

By Deidre McPhillips – CNN February 18, 2021 Life expectancy in the US dropped a full year in the first half of 2020, according to a report published by the US Centers for Disease Control and Prevention’s National Center for Health Statistics. Experts say that Covid-19 was a significant factor contributing to the decline. The life expectancy […]

An expert explains how to conquer the emotional minefields that come with tidying up By Ellen Byron – The Wall Street Journal – Jan. 13, 2021 To conquer the clutter in our homes we must also be ready to deal with the many emotions buried in it, says Jes Marcy, a professional organizer in Poestenkill, N.Y. Ms. Marcy leads online […]

Source: American Cancer Society, news release, Jan. 12, 2021 TUESDAY, Jan. 12, 2021 (HealthDay News) — Improved lung cancer treatment is a major reason for the 31% decline in cancer death rates in the United States between 1991 and 2018, including a record 2.4% decrease from 2017 to 2018, the American Cancer Society says. How […]

Texas Dept. of Insurance Unfortunately, even in a global pandemic, some people try to steal a buck. Scams related to COVID-19 are the latest threat. Here are common scams and how to avoid them. Scams you might see Someone may call or email asking for your credit card number to pay for a vaccination. Don’t […]

By – The American Heart Association High blood pressure is a serious condition which can lead to heart disease and a stroke. Did you know there are several ways to improve your blood pressure without medication? We should consider medication a last resort.  The first option? Rethink your lifestyle. We don’t recommend you attempt to […]

By Heather Gowen Walsh and Rachel Morris – Health & Wellness These days it seems that every sniffle and sneeze has people Googling their symptoms faster than you can say achoo! So how can you determine whether you’re dealing with a regular old cold or something scarier? First step, don’t panic. Next, use this guide featuring tips […]

By Maggie Miller – THE HILL – 12/02/20 Older adults have faced a barrage of online scams during the COVID-19 pandemic, with the upcoming holiday season and increased consumer spending likely to intensify the problem.  Older people have long been viewed as easy targets by malicious actors looking to make money and have increasingly become victims of […]

By Brian P. Dunleavy, Oct. 2 (UPI) Telemedicine is on the rise during the pandemic, but not all medical services can move online, researchers say. The number of in-office visits to primary care physicians in the United States were 50% lower in the spring compared with the same periods in 2018 and 2019, a study published […]

Fine Cooking Magazine Depending on where you live, what is in season or available at your local farmer’s market might look different week to week, or not. But healthy eating can’t just be limited to the summer and autumn months of plenty and harvest. Below are links to information about cooking with fresh ingredients year […]

Healthy Heart Tips When you leave the house these days, you probably think to yourself, “phone, keys, wallet… face mask.”  Masks are essential in keeping you and those around you safe by reducing the spread of COVID-19.  In today’s world, face masks are needed for practically every activity where you might come into contact with another person; […]

As summer draws to an end, it’s time for the great pumpkin invasion. Soon (if not already) pumpkin spice flavored and scented everything will be available for your autumn enjoyment. Why do some of us love this stuff so much? According to science, it’s less about the taste and more about the aroma – pumpkin […]

Sept. 14, 2020 (HealthDay News) Here’s evidence that prescription drugs don’t have to cost a fortune: New research finds Medicare saved billions as more generic cholesterol-lowering medications became available, even though the number of Americans using the drugs increased. “One of the most important contributors to our health care costs is expenditure on prescription drugs,” […]

The summer months are often a time for living out our travel fantasies. Whether it’s an international jetset, or just a quick weekend getaway with family, the enjoyable weather and more open schedule makes for a perfect chance to plan a vacation. However, we’re still living in the world of COVID-19, and it’s possible that […]

FRIDAY, July 30, 2020 (HealthPayer Intelligence) HealthPayer Intelligence led with a story Friday with some surprising information.  From the story:  The Centers for Disease Control and Prevention (CDC) estimates that 90 percent of national healthcare spending goes toward chronic disease management and mental healthcare, which means that strong mental health and chronic disease prevention strategies can help […]

Journal of Internal Medicine Telemedicine may seem complicated, but it’s actually simple. Use it once and you’ll see that it makes life easier for everyone, particularly seniors. You get convenient, inexpensive healthcare on-demand from licensed professionals, and you can help control the spread of contagious diseases. Here are some details about the advantages of telemedicine […]

Heart Healthy Tips – July 2020 1. Full of Antioxidants Dark chocolate is famous for its incredible delivery of antioxidants; it’s actually in the top 10 sources for dietary antioxidants. Antioxidants are linked to reduction of plaque formation that can block arteries and become dangerous – so you can eat the chocolate, and your body will thank […]

FRIDAY, June 26, 2020 (HealthDay News) – More than 2 million Americans buy prescription drugs from other countries as a way around rising prices in the United States, a new study finds. The analysis of nationwide survey data showed that 1.5% of adults got their prescription meds from outside the United States between 2015 and […]

By Rich Holmes – HealthDay Reporter WEDNESDAY, June 24, 2020 (HealthDay News) – With opioid addiction soaring in the United States, it should come as good news that an opioid painkiller may not be needed after a sports-injury repair. A mix of non-addictive medicines may be safer and equally successful in managing pain after shoulder or knee […]

By Carmen Heredia Rodriguez, Kaiser Health News JUNE 9, 2020 Pneumonia. Heart problems. High cholesterol. Betsy Carrier, 71, and her husband, Don Resnikoff, 79, relied on their primary care doctor in Montgomery County, Maryland, for help managing their ailments. But after seven years, the couple was surprised when the doctor informed them she was opting out […]

Hospitals lost 27,000 jobs in May, showing they have yet to recover financially. By Mallory Hackett, Associate Editor, Healthcare Finance June 5, 2020 WHY THIS MATTERS The COVID-19 pandemic has affected the economy and unemployment in record numbers. The uptick in jobs announced today follows an historically high unemployment rate of 14.7% in April, the highest since […]

Medicare Advantage enrollment has doubled in ten years and, in 2020, 16 percent more plans score four stars or more than did in 2015. By Kelsey Waddill April 24, 2020 Medicare Advantage plans are continuing along a trend of burgeoning enrollment and rising quality, although costs for certain services may be more expensive than traditional Medicare, according […]

With the recently enacted Coronavirus Aid, Relief, and Economic Security Act (CARES Act), many citizens will be eligible to receive an economic impact payment from the Internal Revenue Service (IRS). These payments provide critical relief for many Americans, as the coronavirus pandemic has caused significant economic disruption and put many out of work. In these uncertain […]

Heart Healthy Tips – Feb. 24, 2020 While none of us typically enjoy getting blood taken, there are many people out there who genuinely fear needles. If you’re one of these people, don’t worry, you are far from alone. This fear is one of the top 10 rated fears in the United States, with 50 million Americans […]

By ELEANOR LAISE, Senior Editor Kiplinger’s Retirement Report – Feb. 2020 If a Medicare Advantage plan denies you coverage for medically necessary care, don’t take it lying down. File an appeal, and your odds are good that the plan will overturn its decision. That’s the message for consumers in a recent government report examining service and […]

By Lawrence Robinson, Jeanne Segal, Ph.D., and Robert Segal, M.A. – June 2019 They’re the comfort foods we most often crave: pasta, fries, pizza, white bread, sugary desserts. But here’s how choosing healthier carbs can improve your health and waistline. Refined or simple carbohydrates include sugars and refined grains that have been stripped of all […]

By Paige Minemyer Mar 24, 2020 National health spending is likely to grow by 5.4% per year over the next decade, according to new estimates from the Centers for Medicare & Medicaid Services (CMS).  CMS’ Office of the Actuary released its annual predictions on national health expenditures Tuesday, and the agency projects health spending will account for 19.7% of the […]

The Link Between Artificial Sweeteners and Cardiovascular Events Back in the early 60s, as scientific evidence began to mount regarding the detrimental health effects of excessive sugar consumption, Coca-Cola and other major soda companies began to release diet soda alternatives. The first diet sodas were sweetened by artificial sweeteners known as cyclamates, which are now […]

The medical profession has been troubled for years by a persistent shortage of doctors who treat the oldest and sickest patients. By Paula Span/The New York Times Jan. 3, 2020 Linda Poskanzer was having a tough time in her late 60s. “I was not doing well emotionally,” she recalled. “Physically, I didn’t have any stamina. I […]

By Bruce Japsen, Senior Contributor to Forbes Magazine Nov. 13, 2019 CVS Health’s Aetna health insurance unit is rolling out a new program for seniors in Medicare Advantage plans to address their loneliness, which can lead to poor health outcomes and an array of illnesses, studies and those involved say. The program Aetna is launching […]

A heart attack is one of the scariest moments in life, and it can be hard to know what to do in the midst of a panic. While ideally, we would like these traumatic events to happen while we’re surrounded by help and support, but we all know that heart attacks aren’t exactly something you […]

The coronavirus legislation signed by President Donald Trump would let Medicare expand the use of telemedicine in outbreak areas, potentially reducing infection risks for vulnerable seniors. By Associated Press, Wire Service Content March 6, 2020 BY RICARDO ALONSO-ZALDIVAR, Associated Press WASHINGTON (AP) — The coronavirus legislation signed by President Donald Trump on Friday, March 6, 2020 lets Medicare […]

By Kate Kelland / HEALTH NEWS / September 3, 2019 LONDON (Reuters) – Cancer has overtaken heart disease as the leading cause of death in wealthy countries and could become the world’s biggest killer within just a few decades if current trends persist, researchers said on Tuesday. Publishing the findings of two large studies in The Lancet medical journal, […]

By Sharon Jayson – Kaiser Health News Oct. 21, 2019 AUSTIN, Texas — Dennis and Chris Cavner, in their early 70s, are preparing to move less than two blocks away into a 2,720-square-foot, ranch-style house they bought this year. But first a renovation is underway, taking the 45-year-old property all the way back to its […]

By Sabrina Tavernise and Abby Goodnough The New York Times Jan. 30, 2020 WASHINGTON — Life expectancy increased for the first time in four years in 2018, the federal government said, raising hopes that a benchmark of the nation’s health may finally be stabilizing after a rare and troubling decline that was driven by a surge in drug […]

By Alessandra Malito Nov 2, 2019 Retirement can be about relaxing, but make sure your money is in the right accounts first. A year into retirement, 55% of Fidelity participants haven’t touched their accounts.  Millions of workers contribute to a 401(k) plan so they can have more money when they retire — and then sometimes, when […]

By Michelle Andrews – The New York Times – July 18, 2019 San Miguel de Allende. Mexico is home to the third-largest number of expatriate American retired workers, with 30,000.  CreditAlfredo Estrella/Agence France-Presse — Getty Images When Karen Schirack, 67, slipped on her way into her house in January and broke her left femur in multiple places, […]

The number of consumers selecting such plans represent an increase from the 76% who did so last year By Jeff Lagasse, Associate Editor – Healthcare Finance November 18, 2019 Medicare’s annual enrollment period for 2020 healthcare coverage began on October 15, and among the emerging trends is that Medicare Advantage plans with $0 premiums are all […]

Medical staff walks through a corridor inside Royal London Hospital. Nearly a quarter of a million British patients have been waiting more than six months to receive planned medical treatment from the National Health Service, according to a recent report from the Royal College of Surgeons. More than 36,000 have been in treatment queues for nine months or more.  Long waits […]

The Cleveland Clinic Jan. 18, 2019 Have you resolved to slim down in 2019? Chances are you already know the health and beauty benefits of losing weight, but there is one more area that stands to gain when you lose: your brain. Losing belly fat, in particular, is linked to better brain health. Researchers weigh-in: […]

Nearly one-quarter of Americans say they never plan to retire, according to a poll that suggests a disconnection between individuals’ retirement plans and the realities of aging in the workforce. Experts say illness, injury, layoffs and caregiving responsibilities often force older workers to leave their jobs sooner than they’d like. According to the poll from The […]

Posted By Mary Kuhlman, Ohio News Service on Thu, Sep 19, 2019 COLUMBUS, Ohio – Prescription drug price hikes have surpassed the rate of general inflation for more than a decade, according to a report just released. The research – from the AARP Public Policy Institute’s “Rx Price Watch Report” series – shows that between 2006 and 2017, prescription […]

By Dennis ThompsonHealthDay News June 24, 2019 Green tea is a popular health trend, with many people sipping it in hopes of deriving benefits from the brew. There’s nothing wrong with that, dietitians say — green tea is a healthy drink loaded with antioxidants. But the jury’s still out on many of its purported health benefits. […]

By Sarah O’Brien – PERSONAL FINANCE – July 19, 2019 If you’re among the growing contingent of Americans who plan to continue to work after age 65, be sure to review your Medicare options before you do eventually decide to finally say farewell to your coworkers.  While it’s common for people working past that age to […]

The patient moved into a large assisted living facility in Raleigh, N.C., in 2003. She was younger than most residents, just 73, but her daughter thought it a safer option than remaining in her own home. The woman had been falling so frequently that “she was ending up in the emergency room almost every month,” […]

Before we answer this question, let’s first ask another, more basic question: What exactly is a “vegetarian”? You might think the answer to this question is obvious, but not all vegetarians are created equal. Most people would agree that there are seven types of vegetarians, and they all differ from each other in some respects. What […]

Nearly 22 million Americans currently receive their health benefits through a Medicare Advantage plan. There’s much to like about these plans, which provide extra services and make coverage more affordable than traditional Medicare by capping out-of-pocket costs. It’s no surprise that a 2018 poll found a whopping 90 percent of people with Medicare Advantage plans are satisfied with their […]

March 26, 2019 By Lois A. Bowers– Mcknight’s Senior Living Almost one-fourth (24.5%) of private long-term care insurance claims began in assisted living in 2018, and two percent more (26.5%) ended there, according to new data from the Los Angeles-based American Association for Long-Term Care Insurance. The steadiness reflects trends across all settings where private […]

A stroke is the number five cause of death and disability in the U.S. A stroke can happen to anyone at any time, which means knowing how to spot a stroke early can prevent long term disability or even save a life.  In honor of the fact that it was National Stroke Awareness Month in […]

By Michelle Andrews Kaiser Health News – March 20, 2019 When Beverly Dunn called her new primary care doctor’s office last November to schedule an annual checkup, she assumed her Medicare coverage would pick up most of the tab. The appointment seemed like a routine physical, and she was pleased that the doctor spent a lot […]

And how we can (hopefully) prevent that from happening. Written by: Michael Douglass at TMF Enterprise Americans are worried about Social Security. Whether it’s Transamerica’s annual retirement survey (44% of workers fear a reduction in or elimination of Social Security benefits), Gallup (67% of workers worry a “great deal” or “fair amount” about the Social […]

CNBC – Sunday, June 2, 2019 Sharron Epperson and Jessica Dickler Why You Should Pay for Disability Insurance: One in 4 adults will become disabled at some point before reaching retirement age, according to the Social Security Administration. Yet few people prepare for the possibility that any one ailment could cause them to miss work for […]

A daily dose of aspirin is a well-known and common method of preventing cardiovascular events for people over 40. However, in some people, a daily aspirin may cause more harm than good. Researchers have found that aspirin is very effective at lowering one’s risk of heart disease; however, it also puts them at risk for […]

The latest Merrill Lynch/Age Wave study finds that most adults 55 and over haven’t taken care of the essentials. By Bernice Napach| ThinkAdvisor | Feb. 07, 2019   Death is not taboo, but failing to prepare for it financially is looked down upon. Those are just two of the many findings of a new report from Merrill […]

U.S. Leads Health Care Spending Among Richer Nations, But Gets Less Jan. 7, 2019 Health Day News by Robert Preidt Higher costs, not better patient care, explains why the United States spends much more on health care than other developed countries, a new study indicates. U.S. health care spending was $9,892 per person in 2016. […]

By Ricardo Alonzo-Zaldivar – The Associaed Press WASHINGTON (AP) — Medicare wants to change how it pays for emergency ambulance services to give seniors more options besides going to a hospital emergency department, officials said recently. Other options could include going to an urgent care center, a doctor’s office, or even treatment at home under supervision of […]

It is a well-known fact that your diet affects your heart health. Doctors often warn their patients to avoid certain foods in order to keep their cholesterol and blood pressure at healthy levels. Typically, diets must be adjusted, and whole food groups have to be cut out to maintain a healthy heart. However, one region’s […]

Forthcoming policies from CMS will open up the home as a covered site of care in which hospitals can earn payment.  Dec. 14, 2018 – By Susan Morse,Senior Editor, Healthcare Finance This past October, the Centers for Medicare and Medicaid Services came out with an eagerly-anticipated new rule expanding the ways providers can use telehealth and […]

If you can wait a few years or longer, you can boost your benefits – and your spouse’s. Key takeaways If you claim Social Security at age 62, rather than waiting until your full retirement age (FRA), you can expect up to a 30% reduction in monthly benefits. For every year you delay past your […]

In June 2018 President Trump signed into law the “Right to Try” bill.  This bill basically allows terminally ill patients access to experimental medical treatments and drugs that aren’t yet approved by the Food and Drug Administration (FDA).  Surprisingly, even though two politically vulnerable Democrat Senators, Joe Donnelly and Joe Manchinco sponsored the bill, most Democrats and public health groups opposed it, arguing that it […]

By Ann Carns – The New York Times Dec. 7, 2018 Choosing a health savings account can be daunting, especially for people funding one for the first time. But some comparison shopping can help minimize fees and maximize savings, researchers say. Providers of health savings accounts are generally doing a better job of disclosing details like […]

By Ellie Polack, Cigna 01 May 2018 Research Puts Spotlight on the Impact of Loneliness in the U.S. and Potential Root Causes  Global health service company Cigna (NYSE: CI) has released results from a national survey exploring the impact of loneliness in the United States. The survey, conducted in partnership with market research firm, Ipsos, revealed that most […]

Because of general confusion about the rules regarding enrollment in Medicare Part B, nearly 700,000 Medicare beneficiaries are now paying late Part B enrollment penalties according to the Center for Medicare and Medicaid Services. This is the most common question I get from people approaching 65 who are still working, “Do I have to sign up […]

Christina Farr | CNBC.com Jan 16, 2019 Apple is in talks with private Medicare plans about getting Apple Watches into the hands — or on the wrists — of millions of people over the age of 65. It makes a lot of sense for Apple to do that, health experts tell CNBC, since it could […]

Premiums for tax-qualified LTC insurance policies are considered a medical expense. By Marlene Satter| November 19, 2018 | ThinkAdvisor Traditional tax-qualified long-term care insurance policies now have new tax deductibility limits, according to the IRS. Premiums for tax-qualified long-term care insurance policies are considered a medical expense, according to the American Association for Long-Term Care […]

The Trump administration’s top Medicare official recently slammed the federal health program as riddled with problems that hinder care to beneficiaries, increase costs for taxpayers and escalate fraud and abuse. Seema Verma, administrator of the Centers for Medicare & Medicaid Services (CMS), said those troubles underscore why she opposes calls by many Democrats for dramatically […]

In a speech at a University of Southern California-Brookings Institution event, Seema Verma, Administrator of the Centers for Medicare and Medicaid Servicespointed to 2016 figures showing more than $1 billion in missed savings.  By Alaric Dearment MedCity News – Oct 21, 2018 Medicare Part D plans must do more to encourage generic drug utilization as statistics […]

According to a recent article in BenefitsPro.com,“Bankruptcy is claiming more older Americans.”  This is heartbreaking news, but undoubtedly true.  The subhead reads, “The number of Baby Boomers filing bankruptcy has tripled since 1991,due in large part to higher medical bills, lower pensions and lack of savings.  Older adults represent an increasing percentage of bankruptcy filers, increasing from 2.1 percent in 1991, […]

The Centers for Medicare and Medicaid Services (CMS) on Aug. 1 extended the length of time you can keep a short-term policy from just 90 days to one year. In addition, you’ll be able to renew the same short-term policy annually for up to three years. Short-term, limited-duration insurance is a type of health insurance […]

The rule, finalized Thursday by the Centers for Medicare and Medicaid Services, is part of the Trump administration’s goal toward “value-based care,” which aims to reduce the costs of healthcare while improving outcomes. Hospitals will be required to post the prices they charge for surgeries and other medical procedures online under a new Trump administration […]

It takes a number of strategies to stay healthy and vibrant late into life. Get plenty of sleep, exercise regularly and challenge your brain. Numbers are importantto Jan Sirota, a retired investment banker who lives in Sarasota, Florida. Sirota just celebrated 11 years of marriage, he cycles 40 miles per day, mentors four high school […]

If you have health insurance, you may think that all potential healthcare expenses are covered – or at least that you’ve done all you can to be covered.  However, you might want to look into critical-illness insurance. First, a question for you.  What’s the No. 1 cause of personal bankruptcy?  Credit card debt?  Unmanageable mortgages […]

People with religious beliefs live around four years longer on average than those who don’t, according to recent research. Scientists at Ohio State University arrived at the figure after studying over 1,000 obituaries from across the U.S. The team also factored in whether the person was married and their sex, which both can affect how long […]

Question: What kind of discount can we expect in the Medicare Part D Donut Hole or Coverage Gap? Answer: Starting back in the 2011 Medicare Part D plan year, a discount or co-insurance (cost-sharing) was introduced to reduce the cost of generic and brand-name prescription drugs purchased by non-LIS Medicare beneficiaries once they entered the Coverage […]

  Planning to travel abroad soon?  Before you go, remember to look into how your Medicare coverage works outside the United States. If you have Medicare Part A (Hospital Insurance) and Part B (Medical Insurance), your health care services and supplies are covered when you’re in the U.S.  The 50 states, the District of Columbia, […]

Humans have been living longer for decades, and a new study shows there is no ceiling in sight for lifespan. A study published recently in the Journal of Science found that the death rate of seniors abruptly slows around 80 years old and then plateaus at 105 years old, which they interpreted to mean that humans […]

Filial laws put kids on the hook for parents’ health-care costs The laws underscore the need for a long-term-care planning strategy Nov 22, 2017 By Greg Iacurci State laws known as filial responsibility laws have the potential to stick unwitting family members with relatives’ hefty long-term-care costs. One of the best-known examples comes from a […]

Why It’s Important to Know the Difference Between Being “Admitted” to the Hospital and Being “Under Observation” Medicare patients in a hospital seldom know whether or not they’ve been “admitted” to the hospital, or are under “observation”. Being admitted means that the hospital stay will be coded as a Part A claim. Being “under observation” […]

I’m often asked, “What’s better, Medicare Advantage Plans or Medicare Supplement Plans?”  The answer is – “It Depends”.  There are a number of factors that must be considered before we can know which type of plan is best for you. The first thing to do, however – is to get educated on how these two […]

There is great news for Medicare enrollees, and a bit of caution regarding scammers.  The good news is that Medicare will be sending out new Medicare cards to each Medicare enrollee.  The cards will arrive sometime between April 1st of this year and will be completed by April 1st of next year. The new cards […]